Getting married is a momentous occasion, but it is not surprising that there are many factors to consider and arrangements to be taken care of. Typical wedding plans to undertake include booking a venue, ordering food, wedding cake, flowers and other decorations. Then there are wedding cars if you need transport, wedding rings and of course, the wedding dress. All in all there are plenty of things to take care of – all of which take time, effort and money. With the average cost of a wedding in Britain amassing to a significant amount of money, it makes sense to consider insurance for the occasion. Your wedding day is a special, memorable event but as perfect as you want the day to be, things don’t always run smoothly; therefore, it pays to protect yourself against any unseen eventualities. You may not want to think about the wedding dress getting damaged, the rings being lost or the venue closing down before your big day, but these are all realistic possibilities that could turn your wedding from dream to disaster. However, just as you purchase insurance for your car or holiday, you can also buy cover for your wedding. This can help to ensure that the event and all the things that come with it will be financially protected against the unknown and unforeseen. Different insurance policies will offer different levels of cover. But normally cover is available for almost every insurable wedding eventuality – be it cancellation of the ceremony itself, loss of the wedding rings or failure of the flowers to arrive. In fact, most policies will cover all the items that form an integral part of the perfect day. Wedding insurance shouldn’t be regarded as an unnecessary expense and when compared to the cost of the whole event it works out as a small cost. If you do want to keep costs to a minimum then stick with the insurance, but look for other areas to shave costs off too. Shopping online for decorations, accessories, invites and other essentials can cut costs significantly; and you can place all orders from the comfort of your own home. You could visit designer warehouse sales or second hand shops to look for your wedding dress. In addition, taking care of your own catering can prove rewarding and inexpensive, with many people now opting to bake their own cake for the event. Wedding insurance allows you to approach your special day with confidence that no matter what happens you will be protected against it. And when you consider how much money you invest in the wedding day itself, then arranging wedding insurance is a small price to pay in order to ensure peace of mind for your dream wedding.
There’s no two ways about it: weddings are expensive. Paying for every detail is enough to drain any family’s financial coffers and – even worse – leave them wrestling with debt. Especially for new couples paying their own way during the wedding, the expenses quickly add up. The following is a traditional guide to dividing expenses equally and fairly among the four major participants in planning the four main parts of the wedding celebration: rehearsal dinner, ceremony, reception, and honeymoon. These are guidelines more than rules, and are intended to show tradition more than carved-in-stone etiquette.The Bride’s FamilyThere’s a popular misconception among the unmarried of the world that the bride’s family foots the entire bill. That’s not entirely true, though unfortunately it may feel that way for the father of the bride! Traditionally, the bride’s family finances the reception dinner with all its facets: the food, drink, venue, service staff (including tips), flower arrangements, wedding favors, and any other miscellany. The bride’s family also pays for many of the necessities leading up to the ceremony: these usually include the bridal gown, the wedding invitations and save-the-date reminders, as well as the engagement and wedding photographs. Finally (!) the wedding ceremony costs, the photographer and videographer fees, the cost of the ring bearer and flower girl accessories, the transportation costs and bridesmaids bouquets are all picked up by the bride’s family. Honestly… if you’re the parent of a young girl, start saving right now.The BrideCompared to her family, the bride gets off relatively easy. Brides traditionally pay for the groom’s wedding band, gifts for her bridesmaids, the bridesmaids’ luncheon, her blood test fees, and the wedding day lingerie. In the strictest traditional sense, the bride should also pay for her out-of-town bridesmaids accommodations.The GroomOkay, guys. Time to pony up. Following the engagement ring (that two-month’s salary guideline is passé, by the way) you’ve still got a few things left to buy. You’ll pay for the honeymoon, the marriage license, and gifts for your groomsmen. The gentleman groom, however, also pays for the bridal bouquet and corsages for your mother and your new mother-in-law. You’ll also pick up the boutonnieres, ties, and accessories for the groomsmen, and finally the bride’s wedding ring. Gifts for the ushers and for your parents go the extra distance to showing your class. You should also pay the honorarium for the judge, justice of the peace, or clergyman who officiates the ceremony, too.The Groom’s FamilyBesides their own attire, the groom’s family is responsible for the rehearsal dinner and all its details.The Maid of HonorBachelorette parties and wedding showers are the responsibility of the maid of honor. This includes all the details, top to bottom.The Best ManThe best man is master of ceremonies and godfather of the bachelor party, from the planning to the execution to pouring all the guests into cabs at the end of the night. It’s a dirty job, but someone’s got to do it.The Groomsmen and BridesmaidsMost of the attire – for example, the tuxedo rental and costs of the gown – are the responsibility of the individual wedding party member. They also give a gift to the newlyweds. Groomsmen arriving from out-of-town are also expected to pay for their accommodations.
And don’t forget: this could all be in vain if something goes wrong and you haven’t taken out wedding day insurance.